What it is
With seller financing, you let the buyer pay part of the price over time, like a loan from you. Unlike an earnout, the amount is fixed. It doesn't depend on how many clients stay.
Why buyers ask for it
It lowers the cash they need up front, and it keeps you invested in a smooth handover.
Protect yourself
- A written promissory note with a clear payment schedule
- Interest at a fair rate
- A personal or company guarantee
- What happens if payments are late
- Security over the business assets, where possible
Have your own lawyer draft or review the terms.
This is general information, not legal, tax or valuation advice. Talk to your own lawyer and accountant before you sell.
Our promise to sellers
How we'll treat you and your clients
- We sign an NDA before you share client names or numbers.
- Your clients hear about it from you and us together, after signing. Never before.
- Every term, including how and when you're paid, is written out in plain English before you sign.
- Your clients' fees don't go up for at least 12 months after the handover.
- If you're selling only your anesthesia accounts, we won't approach your other clients. We'll put that in writing.
- If we're not the right buyer, we'll tell you quickly and point you somewhere better if we can.